Lighthouse Workplace Solutions

Advising Upon Workplace Pensions and Life Assurance

Lighthouse Workplace Solutions is our division of independent financial advisers specialised in helping UK businesses. Through a local Lighthouse adviser, we aim to help employers optimise and implement auto-enrolment and workplace pension schemes for their employees in a cost-effective manner. We provide private medical insurance and death in service solutions for your business.

As auto-enrolment is mandatory for all UK employers, regardless of company size, Lighthouse Workplace Solutions has devised numerous on-boarding and management strategies to implement a workplace pensions scheme in a no-hassle, low-cost manner. All this is backed up with a dedicated support team, based in our Stockport office, who provide the support needed to both our Advisers and Employers in setting up and managing these schemes.

Because our industry-leading solutions are designed to remove the challenges of workplace pensions, we also typically collaborate with payroll and accountancy firms to set up flexible, affordable schemes for their clients.

Lighthouse Workplace Solutions offers our five-star rated, purpose-built Lighthouse Pensions Trust, created specifically for auto-enrolment. Use of this also qualifies employers to be able to access and make use of our Lighthouse Life Trust, a life assurance trust available at competitive rates and on preferential terms.

You can select a preferred method of paying for our advisory services based on the complexity of your financial circumstances and objectives.

We are able to act on your behalf to arrange, effect and provide independent advice on all packaged products, such as pensions and life assurance, including advice on and arranging transactions involving trusts, workplace pension schemes and employee benefits packages.

For a fixed fee, we can also help administer and maintain your auto-enrolment integration so that it complies with UK law and meets the financial requirements of your company.

Lighthouse Workplace Solutions and LighthouseGEB are trading names of LighthouseCarrwood Limited and provide independent financial advice. We specialise in assisting and explaining employers obligations and responsibilities under auto-enrolment rules, including the penalties for non-compliance. We help with the application process for joining auto enrolment schemes.

We are able to act on your behalf to arrange, effect and provide independent advice on all packaged products, such as pensions and life assurance, including advice on and arranging transactions involving trusts, workplace pension schemes and employee benefits packages. We will advise and make recommendations for you after we have assessed your needs. Our recommendations will be based on a comprehensive and fair analysis of the whole of the market.

We may also advise on products such as bank and building society deposits and offshore investments which are not regulated by the Financial Conduct Authority. Except for deposits, these are not offered protection by the Financial Services Compensation Scheme.

Our services relating to automatic enrolment do not include individual investment advice and, therefore, are not regulated by the Financial Conduct Authority

Auto Enrolment

Mortgages

Life Insurance

Retirement Planning

Investment

Wealth

Registered in England No. 05626656. Lighthouse Workplace Solutions is a trading name of LighthouseCarrwood Limited, an appointed representative of Lighthouse Advisory Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA registration number 195199). LighthouseCarrwood Limited is a wholly owned subsidiary of Lighthouse Group plc.