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Annuity Service

Achieve a higher level of income

Our annuity service, provided in partnership with The Open Market Annuity Service (TOMAS), helps you understand your options, providing clear, personalised information so you can make the most of your pension and enjoy a higher level of income than you may be offered by your pension provider.

TOMAS can help you make the right choices and find you the best income possible based on your needs and circumstances.

Questions? Concerns? | Speak to us by phone on 08000 85 85 90

An annuity turns your pension fund into an income for life. Choosing an annuity is an important decision so it’s vital you make the right choice.

Many people don’t realise that they are not obliged to buy an annuity from their pension company. You have a right to shop around for the best deal from the provider of your choice. However once you have bought an annuity you normally cannot change provider, so this really is a decision you will have to live with for the rest of your life.

This can be a daunting prospect – clearly you want to choose an annuity that best suits your lifestyle and likely income requirements.

We do not charge a fee for our service**, which is straightforward and easy to use:

  • You provide TOMAS with information about yourself and your pension fund.
  • TOMAS sends you a personal report which takes you through your options, step-by-step, so you can choose the right type of annuity for your circumstances.
  • TOMAS then searches the market to find the best terms for the type of annuity you have chosen.
  • TOMAS takes care of all the paperwork, answers any queries and ensure that the payment arrives in your bank account.

There are various types of annuity, and which you choose will depend on your circumstances and your likely income requirements over the rest of your life. TOMAS will give you a report that outlines your options in a way that makes it easy for you to understand and compare them.

Some valuable options can cost very little, so it is important to take the time at this stage of the process to evaluate both what is available to you and your requirements.

Once you have decided on the right annuity options for you, TOMAS will immediately search the market to find the best terms for you. Rates on offer at any given time vary, depending on investment market conditions, interest rates and other things. Remember, the difference between the best and worst terms offered by annuity companies can be substantial, so it pays to shop around.

Whatever, your circumstances, TOMAS is expert at finding the best annuity for you.

Get an Online Quote

Take the next step and explore your options using the Open Market Annuity Service's website and online quotation service.
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Our Annuity Service is provided in partnership with TOMAS. The Open Market Annuity Service Ltd (Firm Registration Number 469018) is an appointed representative of Just Retirement Solutions Ltd which is authorised and regulated by the Financial Conduct Authority.

Important Information: As well as purchasing an annuity with your pension fund there are other options other available.

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