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Protection & Insurance

Get advice on protecting your finances and assets

Financial security means safeguarding your wealth against the unforeseeable and protecting you and your family in a worst-case situation. Whether you’ve lost your job or a loved one needs long-term care, having the necessary insurance policy(s) and/or sufficient savings needed to prevail these hard times is possible. With our Lighthouse Protection and Insurance Advisers working with you, we’ll help structure your wealth and find affordable insurance policies to ensure both coverage and financial stability for when the unexpected occurs.

Questions? Concerns? | Speak to us by phone on 08000 85 85 90

You’ve worked hard building up your wealth. Perhaps you’ve employed creative strategies to diversify an investment portfolio, or structured your assets to provide when you need them or to pass down to your heirs. Nonetheless, if you lose your job or face other economic hardships, how will your finances withstand these changes? With a personal Lighthouse Protection and Insurance Adviser exploring appropriate financial safeguards for your unique situation, you can achieve peace-of mind knowing your money is safe.

Lighthouse’s protection advisers help to develop personalised strategies to protect your wealth:

  • Our local Lighthouse advisers conduct specific risk analyses that aim to bring an equilibrium to your finances and potential future expenditures.
  • We can review your financial history and, based on your future goals, help you identify ways of maintaining or growing an emergency fund which can be accessed when you most need it.
  • We work with you, one-on-one, to find a cost-effective insurance policy for you and your family.

Find comfort knowing your finances are protected through intelligent management and our acclaimed guidance. Confront any major issue with the confidence that Lighthouse is by your side.

Different life stages present new challenges to your finances. Whether you’ve begun your career, paying your mortgage, or you’re establishing an estate, our advisers can review your financial situation and explore new possibilities to make sure your family is fully protected if the worst should happen.

With your needs and future goals in mind, our Lighthouse insurance advisers provide practical solutions to combat whatever life throws at you:

  • Starting a career is exciting, but at this period in your life, you may be quite vulnerable to a major financial hardship. Let Lighthouse help protect the wealth you’ve only just begun creating.
  • If you’re a young family building wealth and security in the future, losing your income or experiencing an illness or death can have dramatic consequences. Tailored with your family in mind, our financial protection strategies and advice will help you keep food on the table and a roof over their heads if the worst should happen.
  • Our Lighthouse Protection and Insurance Advisers can also safeguard your finances by ensuring optimal health coverage for you and your family. After reviewing your needs and circumstances, we’ll find an affordable insurance policy(s) that protects your finances in case of illness, death, among others.
  • Protecting wealth means preparing to pass it onto your heirs. As such, a Lighthouse estate specialist can help you arrange up-to-date wills and living trusts that not only aim to reduce inheritance tax and optimise the estate passed down, but also speed up the settlement of your estate.

As you move through the journey of life, our Lighthouse advisers can help structure your wealth to safeguard against the unpredictable. Learn more to discover financial security and peace of mind for you and your family.

Following a serious illness, old age, or injury, long-term care may become inevitable. Unfortunately in the majority of the UK, long-term care isn’t easily affordable (different in Scotland where some care is free). As such, Lighthouse has witnessed far too many families exhaust their wealth while providing long-term care for their loved ones.

Through our Lighthouse long-term care advisers, we’ll help you give your loved one the care he/she deserves while keeping your finances from gravely depreciating during this difficult time. We will work closely with you to develop the best solution for you and your loved one’s needs, while guiding you to a feasible payment solution  helps safeguard your hard-earned assets.

If you’re running a business, your employees may be depending on the security and prosperity of the company’s operations. At the same time, you may have invested considerable wealth despite innumerable risks to establish your business and help it grow. For these reasons, among many others, it is crucial to implement safeguards to keep your business open if the worst should happen.

With a Lighthouse Protection and Insurance adviser reviewing the financial circumstances of your business, we can help advise practical, easy-to-execute strategies with the goal of minimising financial losses following the loss of a key employee, shareholder, business partner through illness or death.

From key person insurance to protecting outstanding business debts following death or serious illness of a business owner or shareholder, your Lighthouse adviser can help determine an optimised protection plan suited to your company size, current finances, and future goals. Never let unforeseeable circumstances put your business at risk by developing comprehensive protections for your business.

Important Information: Some protection products, such as Whole of Life or Long Term Care, may include an investment element. The value of your investments can go down as well as up, so you could get back less than you invested.

Got a Question?

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Why choose Lighthouse ?

20+ Years Experience & Industry Accredited Awards

Practical solutions for financial security and peace of mind

Personalised financial insurance to mitigate unforeseen risks.

Our Lighthouse assurance and protection advisers are prepared to work with you, one-on-one, to develop practical solutions that protect both you and your family.

Find out more about Lighthouse