A qualified professional financial adviser can guide you through the sometimes confusing world of Financial Services, helping you to protect your family, income or business interests in the event of illness or death. Help you save towards a particular goal such as educational costs for your children or a lump sum to help them buy their 1st home, or maybe a round the world cruise for yourself. Or perhaps relieve the stresses involved with finding a suitable savings and investment solution to save towards a comfortable retirement, plus plan for a sustainable income for you and your family throughout your retirement years.
Professional Financial advisers can also help you structure your investments so as to reduce a potential inheritance tax liability for your family when you are no longer here, or cover the cost of long term care for you or a loved one, along with many more scenarios which are unforeseen.
Our financial advisers can explain your current circumstances and how you can plan for these scenarios in a simple and straightforward way. Helping you to understand their recommended solutions and how they will work towards achieving your goals is central to the advice they provide. Our advisers can also offer regular reviews to check the solutions they have recommended stay on track to meet your goals, and also to react when your goals or circumstances change. These services come at a cost, which will always be discussed and agreed with you prior to the adviser carrying out any work on your behalf – but a good adviser is worth every penny especially when you can rest easy knowing that your financial goals are being supported by an appropriate financial plan.
Lighthouse Financial Solutions, through its various divisions, operates a hybrid model allowing advisers and firms to chose whether they want to offer independent or restricted advice. Some of our advisers have chosen to go restricted as they feel that certain high risk products are not suitable for their clients. Regardless of the type of financial advice offered both will advise and make recommendations for you after your needs have been assessed. Some advisers and firms are also authorised to give advice and make recommendations on mortgages and general insurance products.
Important Information: The value of your investments can go down as well as up, so you could get back less than you invested. The value of your income from your investment can go down as well as up. Tax advice which contains no investment element is not regulated by the Financial Conduct Authority.