Protection & Insurance

Different life stages present new challenges to your finances. Whether you’ve begun your career, paying your mortgage, or you’re establishing an estate, our advisers can review your financial situation and explore new possibilities to make sure your family is fully protected if the worst should happen.

With your needs and future goals in mind, our Lighthouse insurance advisers provide practical solutions to combat whatever life throws at you:

• Starting a career is exciting, but at this period in your life, you may be quite vulnerable to a major financial hardship. Let Lighthouse help protect the wealth you’ve only just begun creating.
• If you’re a young family building wealth and security in the future, losing your income or experiencing an illness or death can have dramatic consequences. Tailored with your family in mind, our financial protection strategies and advice will help you keep food on the table and a roof over their heads if the worst should happen.
• Our Lighthouse Protection and Insurance Advisers can also safeguard your finances by ensuring optimal health coverage for you and your family. After reviewing your needs and circumstances, we’ll find an affordable insurance policy(s) that protects your finances in case of illness, death, among others.

As you move through the journey of life, our Lighthouse advisers can help structure your wealth to safeguard against the unpredictable. Learn more to discover financial security and peace of mind for you and your family.

Following a serious illness, old age, or injury, long-term care may become inevitable. Unfortunately in the majority of the UK, long-term care isn’t easily affordable (different in Scotland where some care is free). As such, Lighthouse has witnessed far too many families exhaust their wealth while providing long-term care for their loved ones.

Through our Lighthouse long-term care advisers, we’ll help you give your loved one the care he/she deserves while keeping your finances from gravely depreciating during this difficult time. We will work closely with you to develop the best solution for you and your loved one’s needs, while guiding you to a feasible payment solution which helps safeguard your hard-earned assets.

If you’re running a business, your employees may be depending on the security and prosperity of the company’s operations. At the same time, you may have invested considerable wealth despite innumerable risks to establish your business and help it grow. For these reasons, among many others, it is crucial to implement safeguards to keep your business open if the worst should happen.

With a Lighthouse Protection and Insurance adviser reviewing the financial circumstances of your business, we can help advise practical, easy-to-execute strategies with the goal of minimising financial losses following the loss of a key employee, shareholder, business partner through illness or death.

From key person insurance to protecting outstanding business debts following death or serious illness of a business owner or shareholder, your Lighthouse adviser can help determine an optimised protection plan suited to your company size, current finances, and future goals. Never let unforeseeable circumstances put your business at risk by developing comprehensive protections for your business.