Workplace Benefits

The National Health Service (NHS) is one of the great achievements of our country; however, it isn’t without faults. By providing private medical insurance (PMI) to employees, you’re essentially investing in their health, well-being and futures. With greater emphasis placed on health, you could experience less absenteeism and healthier employees, potentially saving you money in the long term.

In providing your employees with private medical insurance, Lighthouse can review your company’s financial circumstances, and confirm affordability to assess the viability of a suitable scheme. Moreover, Lighthouse’s longstanding relationships with many prominent insurance providers across the UK allows us to search flexible policies appropriate for a cost-effective implementation.

Your employees are the lifeblood of the company. There are always a handful of key employees that bind your entire operation together, whether through leadership, exceptional work ethics or indispensable skills. Key employee protection is a type of insurance that, in the unfortunate death or long-term illness of a key person, helps the business prepare for the financial setbacks that could occur.

With a local Lighthouse financial adviser, we’ll explore various strategies to hopefully insulate your business against such loss. Using our knowledge of the market and longstanding relationships with UK insurance providers, we’ll also lay out a series of key person insurance policies suitable to both your company’s circumstances and the key person’s role and significance.

Never let the loss of a key employee gravely affect your company financially or its quality and reputation. Your Lighthouse adviser can help you prepare for this situation through industry-leading advice and financial solutions.